Join Europe’s
leading open
finance ecosystem

Build with euro-native rails, regulatory-ready infrastructure, the largest euro stablecoin ecosystem, and an engineering team that built much of the foundations of global onchain finance.

Become a design partner Read the docs

BUILD ALONGSIDE

Gnosis Chain exists to bring the largest DeFi and RWA ecosystem to everyday consumers

Gnosis has spent a decade building consumer finance on Ethereum. The chain has its own rules, consumer-grade guardrails, blockspace shaped for your users and a compliance perimeter regulated entities can oversee.

WHERE GNOSIS AND THE ZONE MEET

Ethereum’s economy, in the same transaction

Tap into the largest DeFi and tokenised RWA ecosystem and its liquidity, atomically. Not bridged, not wrapped, not lagging behind an oracle.

Settlement on Ethereum

No additional trust assumptions and settlement on Ethereum every 12 seconds.

Consumer finance Gnosis already runs

Gnosis Pay, Safe and CoW Protocol on self-custodial accounts, with a public audit trail your controls can work against.

A zone shaped for your users

The EEZ framework lets blockspace be optimised for your end users. Gnosis builds this with you.

Access the most
trusted open
finance stack

Some things are simply better as a blockchain protocol than on traditional rails. Gnosis has spent a decade building these components, and Gnosis EEZ gives you access to them, so your fintech can capitalise on new services and new revenue.

LAYER 3

Your application

Your brand, your users, your compliance perimeter.

YOUR FEATURES

Savings and yield
Tokenised assets
A regulated euro
Card spending

↓ ONE INTEGRATION

LAYER 2

The Gnosis layer

Consumer finance applications, live and audited.

LIVE TODAY

Gnosis Pay

↓ SAME TRANSACTION

LAYER 1

Ethereum

Where the assets, the liquidity and the prices already are, reached in the same transaction.

THE ECONOMY

Curve
Balancer
Spark
Backed

New features for your users, new revenue for you

Gnosis Chain carries a full set of consumer-grade services, and the rails are ready for you to embed. A neobank does five jobs with a user’s money. Gnosis EEZ has an open component for each one; here is what changes when you swap it in.

Idle balance Rate minus spread

Market rate Earns the market rate. Your fee sits on top.

Savings Next day

Nothing to move The spending balance is the savings balance.

Card T+1

Seconds Authorises against the balance itself.

Investing Market hours

24/7 Tokenised assets in the same account.

Audit Batch

Real time One public ledger, read live.

Deposit insurance and unsecured credit stay with a bank. The account, settlement and transparency move on-chain.

The same four services, as your users would meet them. Your own feature in your own app, not crypto they have to understand.

Savings that earn while they sit

Onchain savings rails give your users a balance that accrues interest and can be withdrawn at any time.

Tokenized assets

Stocks, bonds and real estate are ready to offer as investment products in your app.

Money that moves like the internet

A regulated euro e-money issued by Monerium, and a core part of the Gnosis ecosystem.

Card spending without a custodial float

Self-custodial card payments on the Visa network through Gnosis Pay, settling directly from the user’s own wallet.

Ready-made components make it easy to embed into your application, and Gnosis’s technology abstracts the complexity. Once set up, Gnosis accreditation ensures they are safe for consumers.

Yield inside your wallet

For trading and payment apps already selling a money market fund. A rail swap on the same fee model.

INCLUDES

AccountReplaces core banking and a sub-ledger vendor
Euro MoneyReplaces a deposit account and safeguarding
YieldReplaces a money market fund rail or partner-bank sweep

Spend and Save

For wallets and challengers that want a card without carrying a balance sheet. Live today.

INCLUDES

AccountReplaces core banking and a sub-ledger vendor
Euro MoneyReplaces a deposit account and safeguarding
YieldReplaces a money market fund rail or partner-bank sweep
Card SettlementReplaces float, processor and BIN sponsor
Identity and RewardsReplaces batch AML and a loyalty ledger

Full Investing Suite

For brokers and neobanks adding tokenised assets and self-custodial crypto.

INCLUDES

AccountReplaces core banking and a sub-ledger vendor
Euro MoneyReplaces a deposit account and safeguarding
YieldReplaces a money market fund rail or partner-bank sweep
Card SettlementReplaces float, processor and BIN sponsor
AssetsReplaces broker, custodian and CSD
Fx & TransfersReplaces a treasury desk and correspondents
Secured CreditReplaces Lombard lending
Identity and RewardsReplaces batch AML and a loyalty ledger

Pick a bundle, then talk to the engineers who will configure it with you.

Speak to the team

Now that mainnet is one transaction away, build the primitives that were impossible

For the first time, contracts can execute against Ethereum mainnet from a rollup, in the same transaction. Mainnet depth with L2 economics, and four categories wide open for builders.

Vaults and yield

Vaults take deposits on Gnosis and allocate into mainnet yield in the same transaction. L1 vaults and tokenized money markets stay reachable with no bridge in the flow.

DEXs and solvers

Solvers fill orders on Gnosis against mainnet pools in one atomic transaction. No inventory parked on the L2, no cross-domain rebalancing, no leg risk between fill and hedge.

Money markets

ETH, staked ETH and tokenised treasuries stay on mainnet as collateral. No wrapped collateral, no bridge in the liquidation path.

Derivatives

Price options and perps against mainnet depth, with the largest onchain finance ecosystem reachable from Gnosis.

Read the docs