We're building this. We don't have all the answers yet. We're looking for neighbourhood projects, district initiatives, and local currency pilots to help us figure out how it should work.
The hardest part of a community currency, having a real community to use it in, is already there. We just want to make the loop visible.
A neighbourhood, a district, or a town. The community is bounded, the participants are obvious.
Locals already spend in local businesses. We make the loop visible and reward staying inside it.
Bigger than one cafe or one venue. A baker, a gym, a gallery, and a print shop all share the same customers.
People are proud of where they live and want it to thrive. Currency makes the pride financial.
Local money projects already exist. We make them simpler to run and easier for residents to use.
We don't know exactly what this should look like yet. Some directions we're curious about, and want to figure out with our first local-hub partners:
Earned by spending in the local economy, accepted across local businesses, valid where you actually live.
Money flows between the baker, the gym, the gallery, the cafe. Not just one way to Visa.
Discounts and offers reserved for the people who hold the local currency.
Reasons to spend at the corner shop instead of Amazon, made visible and rewarded.
Simpler than custom voucher schemes or paper currencies. No special hardware required.
Most local currency projects are run by volunteers, with paper notes and patchy infrastructure.
We're interested in whether the same idea, built on modern payment rails, can actually scale, stay alive, and benefit everyone who shows up. Locals, shops, organisers.
We're testing models where payment activity can generate upside for the local economy, connecting spending, retention, and shared neighbourhood pride.
We don't know yet exactly what that should look like. That's what we want to figure out with you.
We're looking for:
Examples:
