Three reasons. One download.
We rebuilt the bank from the wrapper down. Here's what falls out when profits route to people instead of shareholders.
Up to 5% back, on everything
Coffee, rent, flights, groceries. Every swipe pays you back — not in points you can't really spend, but in money.
See the rates → 02 / 0% FXTravel without the haircut
No FX fee, no weekend markup, no surprise spread. The card works anywhere Visa is accepted — 151 countries and counting.
How it works → 03 / Self-custodyYour money. Your phone. Full stop.
Sign up with a phone number, not a seed phrase. Crypto runs in the background. Lose your phone? Recovery via passkey — no support ticket.
The safety story →Allergic to crypto?
Same here. Use the app anyway.
Self-custody used to be a crypto thing. Now it just makes sense. Sign up with your phone. The card works at the corner shop. Visa is Visa.
- Phone number sign-up, no seed phrase
- Passkey recovery if you lose your device
- Virtual Visa card, free, ready in minutes
- Your money in your pocket — not on someone else's balance sheet
Most apps make you the product.
We made one that makes you the owner.
Profits for people, not from people.
Bank on Gnosis.
Free welcome gift on first install. No catch, no card fee, no FX markup. Just an app that finally pays you back.
Get the app →